Real Estate Market Fairs Better than Media Reports

December 21, 2007 by · Leave a Comment 

In spite of gloom and doom of recent news reports on the state of the nation’s housing, there is plenty of good news.  The Sarasota market is showing positive signs of improvement as evidenced by closed transactions.  At last month’s conference Laurence Yun, the chief economist for NAR, had plenty of positive news for Realtors. He attributed much [...]

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Interest Rates

November 28, 2007 by · Leave a Comment 

 Long-term mortgage interest rates were down Monday, and the benchmark 10-year Treasury bond yield dropped to 3.83 percent.The 30-year fixed-rate average sank to 5.82 percent, and the 15-year fixed rate fell to 5.4 percent. The 1-year adjustable held at 5.53 percent. The 30-year Treasury bond yield was down at 4.29 percent. Rates and bonds are [...]

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More Rate Cuts to Come

September 30, 2007 by · Leave a Comment 

Government bond traders who have predicted 6 of the past 7 recession, say the Fed will lower interests again before January in order to avoid the economy stalling. Share

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Federal Reserve Cuts Discount Rate

Federal Reserve Cuts Discount Rate

August 17, 2007 by · Leave a Comment 

 In a move that could be filed under the heading “It’s About Time”, the Federal Reserve having finally recognized that the need to stabilize the credit and housing markets outweighs the threat of inflation lowered the discount rate by one 1/2 percentage point. The discount rate is the rate that the Federal Reserve charges when [...]

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Interest Rates Down

July 5, 2007 by · Leave a Comment 

This week, the prevailing interest rate on a 30 year mortgage slipped to 6.63% representing a one-month low.  The rates had risen to 6.74% last month.  Rates have moved lower for each of the past three weeks as fears of inflation have subsided.  Rates on 15 year, fixed mortgages fell to 6.3% and 5 year [...]

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Inerest rates are at lowest point this year.

April 19, 2007 by · Leave a Comment 

According to Fredie Mac, the interest rates charged for a thirty year loan are at or near the lowest point this whole year.  The current average rate this week is 6.17 percent.  although rates have been slowly going up they are still at historically lower levels and with so many properties on the market, good [...]

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No Rate Change

March 22, 2007 by · Leave a Comment 

This Wednesday, the Federal Reserve chose to hold rates the same.  In doing so it issued an economic statement that the financial markets interpreted as the Fed willingness to lower short term interest rate in the near future.  Interest rates remain at low level and a future reductions in rates is sure buoy the already [...]

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Fed Rate; No Change

February 21, 2007 by · Leave a Comment 

Perceiving that inflation has moderated, the central bank in it’s most recent meeting has kept the federal reserve rate at 5.25.  If inflation fears continue to easy we may see reductions in interests rates this year.  That would be good for real estate markets. Share

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Rates, Inflation and the Dollar

December 28, 2006 by · Leave a Comment 

This past Friday the Dollar reached a two month high against the Yen while at the same inflation data indicated very moderate inflation.  These indicators along with others indicating a slowing economy may increase the likelihood that the Federal Reserve may lower rates to keep the economy moving ahead.  in recent months the Fed has [...]

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National Real Estate Statistics

December 23, 2006 by · Leave a Comment 

2006 Median Home Price: $223,700 2007 Median Home Price: $227,500 1-yr Change: +1.7% Home Price Index 1-yr Change: +0.1% Best Qtr: 4 (+0.22% from Q3) Worst Qtr: 2 (-0.22% from Q1) Sources: Fiserv Lending Solutions and Moody’s Economy.com. Median home prices are for existing homes National Housing Starts 2006 Total: 1.815 million 2007 Total: 1.576 [...]

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